Simple, affordable property insurance
About us
Who we are
Trusted Experience. Expanded Reach
The Tower Hill Agency is an affiliate of Tower Hill Insurance Group—a property insurance leader since 1972. While new as an agency, we’re backed by decades of experience, financial strength, and a reputation for customer-first service.
The Tower Hill Agency was established to serve homeowners outside of Florida. We proudly offer reliable coverage options to residents in Texas and Arizona, with more states coming soon.
Products
At the Tower Hill Agency, we specialize in residential insurance for homeowners in Texas and Arizona. Whether you’re looking for standard homeowners coverage, insurance for a rental property, or protection for a manufactured home, we’re here to help you find the right fit.
Homeowners Insurance
Dwelling Fire
Insurance
Manufactured Home Insurance
Similar to traditional homeowners insurance, our mobile home policies include property, contents, and liability coverage—with optional add-ons.
Partners
Tower Hill Prime Insurance Company
We are proud to partner with Tower Hill Prime
In 1972, Tower Hill opened as a small insurance agency in South Florida. Still owned by the founding family, Tower Hill offers top-tier claims service with coverage throughout the Southeast. Over the years, more than two million customers have trusted Tower Hill to protect their homes and businesses. As decades passed, our small agency grew into a family of companies, including Tower Hill Prime.
Tower Hill Prime Insurance Company holds a Financial Stability Rating® (FSR) of A (Exceptional) from Demotech, Inc. Originally founded as DeSoto Prime Insurance Company and acquired by Tower Hill Insurance Group in 2003, it was later renamed Tower Hill Prime.
Strong Partnerships. Exceptional Coverage.
Committed to delivering top-tier insurance products at competitive prices, Tower Hill Prime is proud to support its partners and policyholders with dependable coverage and exceptional claims service.
From the Learning Center
Actual Cash Value vs. Replacement Cost
Does it matter whether your insurance policy covers your household contents’ Actual Cash Value (ACV) or Replacement Cost (RC)? You bet!
Insurance Policy Review
It’s important to meet with your insurance agent once a year to make sure your insurance needs are met.
Know Your Coverages
The coverages on your homeowners insurance policy may seem like alphabet soup: A, B, C, D, E…. What are the coverages, and why are they important? Here’s a quick summary.